The world of celebrity comes with unique risks, especially for those whose careers hinge on specific physical attributes. Sports stars, musicians, and actors alike often take out high-value insurance policies on their body parts to secure their livelihoods. For example, a baseball pitcher might insure their throwing arm, while a footballer could cover their legs to safeguard against career-ending injuries. In most cases, celebrities arrange expensive insurance coverage to protect their assets.
Here are some of the most notable—and priciest—celebrity body part insurance policies:
1. Mariah Carey’s $1 Billion Legs
Celebrity Name: Mariah Carey
Occupation: Singer, songwriter, and actress
Insured Body Part: Legs
Insurance Amount: $1 Billion
In 2006, Mariah Carey insured her legs for a jaw-dropping $1 billion, a testament to their value as part of her brand and stage presence. Known for her glamorous performances, Carey’s legs became a significant aspect of her public image, warranting this extraordinary level of coverage.
2. David Beckham’s $195 Million Legs (and Face)
Celebrity Name: David Beckham
Occupation: Professional soccer player
Insured Body Part: Legs (and face)
Insurance Amount: $195 Million
Also in 2006, soccer legend David Beckham insured both his legs and his face for $195 million. His appearance and athletic ability played a massive role in his endorsement deals, making it crucial to protect these assets both on and off the field.
3. Cristiano Ronaldo’s $144 Million Legs
Celebrity Name: Cristiano Ronaldo
Occupation: Professional soccer player
Insured Body Part: Legs
Insurance Amount: £90 Million ($144 Million)
Cristiano Ronaldo’s legs were insured for £90 million ($144 million) in 2009, reflecting the pivotal role his athleticism plays in his success. Ronaldo’s legs not only drive his soccer career but also contribute significantly to his marketability.
4. Michael Flatley’s $40 Million Legs
Celebrity Name: Michael Flatley
Occupation: Dancer, choreographer, and musician
Insured Body Part: Legs
Insurance Amount: $40 Million
Michael Flatley, famed for his Riverdance performances, insured his legs for $40 million in the late 1990s. As a dancer, his legs were essential to his art and his global success.
5. Taylor Swift’s $40 Million Legs
Celebrity Name: Taylor Swift
Occupation: American singer-songwriter
Insured Body Part: Legs
Insurance Amount: $40 Million
Before her 1989 World Tour, Taylor Swift insured her legs for $40 million ($20 million each), ensuring she had coverage in case of injury that might prevent her from performing.
6. Julia Roberts’ $30 Million Smile
Celebrity Name: Julia Roberts
Occupation: Actress
Insured Body Part: Smile
Insurance Amount: $30 Million
Julia Roberts, celebrated for her radiant smile, took out a $30 million policy on her smile in the 1990s, recognizing it as a key part of her appeal and success in Hollywood.
7. Jennifer Lopez’s $27 Million Buttocks
Celebrity Name: Jennifer Lopez
Occupation: Singer, actress, and businesswoman
Insured Body Part: Buttocks
Insurance Amount: $27 Million
Jennifer Lopez insured her famous buttocks for $27 million, securing one of her defining physical attributes that adds to her marketability in music, fashion, and beyond.
8. Kim Kardashian’s $21 Million Buttocks
Celebrity Name: Kim Kardashian
Occupation: American media personality and socialite
Insured Body Part: Buttocks
Insurance Amount: $21 Million
As a central feature of her public persona, Kim Kardashian insured her buttocks for $21 million, underscoring their role in her brand.
9. Gennaro Pelliccia’s $13.3 Million Taste Buds
Celebrity Name: Gennaro Pelliccia
Occupation: Professional coffee taster
Insured Body Part: Taste Buds
Insurance Amount: $13.3 Million
Costa Coffee’s professional taster, Gennaro Pelliccia, insured his taste buds for $13.3 million in 2009 to protect his career as an expert in coffee quality.
10. America Ferrera’s $10 Million Smile
Celebrity Name: America Ferrera
Occupation: Actress
Insured Body Part: Smile
Insurance Amount: $10 Million
America Ferrera’s smile was insured for $10 million in 2007 as she gained fame in Hollywood, particularly due to its central role in her rise to stardom.
11. Fernando Alonso’s $14 Million Thumbs
Celebrity Name: Fernando Alonso
Occupation: Formula 1 driver
Insured Body Part: Thumbs
Insurance Amount: $14 Million
In 2004, Formula 1 champion Fernando Alonso insured his thumbs for $14 million, a necessary precaution in a sport where precision control of the steering wheel can make or break a race.
12. Ilja Gort’s $5.58 Million Nose
Celebrity Name: Ilja Gort
Occupation: Entrepreneur and wine producer
Insured Body Part: Nose
Insurance Amount: $5.58 Million
French wine producer Ilja Gort insured his nose for $5.58 million, as his sense of smell is paramount in evaluating the aroma and quality of wine.
13. Bruce Springsteen’s $5 Million Voice
Celebrity Name: Bruce Springsteen
Occupation: Singer-songwriter
Insured Body Part: Voice
Insurance Amount: £3.5 Million ($5 Million)
Rock legend Bruce Springsteen insured his voice for £3.5 million (about $5 million) in 1980, ensuring his signature vocal ability was protected in case of any unforeseen issues.
14. Heidi Klum’s $2 Million Legs
Celebrity Name: Heidi Klum
Occupation: Model, television host, and businesswoman
Insured Body Part: Legs
Insurance Amount: $2 Million
Heidi Klum’s $2 million policy on her legs in 2004 reflects how essential they are to her successful career as a model and television host.
15. Keith Richards’ $1.6 Million Hands
Celebrity Name: Keith Richards
Occupation: Musician, guitarist for The Rolling Stones
Insured Body Part: Hands
Insurance Amount: $1.6 Million
Rolling Stones guitarist Keith Richards insured his hands for $1.6 million, underscoring their importance in his iconic guitar performances.
16. Gene Simmons’ $1 Million Tongue
Celebrity Name: Gene Simmons
Occupation: Musician, songwriter, and member of KISS
Insured Body Part: Tongue
Insurance Amount: $1 Million
KISS frontman Gene Simmons insured his tongue for $1 million in the 1970s, as it became a central feature of his rock persona.
17. Troy Polamalu’s $1 Million Hair
Celebrity Name: Troy Polamalu
Occupation: Former NFL player
Insured Body Part: Hair
Insurance Amount: $1 Million
NFL player Troy Polamalu famously insured his hair for $1 million in 2010, making it a distinctive part of his brand on and off the field.
18. Manuel Neuer’s $4.3 Million Hands
Celebrity Name: Manuel Neuer
Occupation: Professional soccer player
Insured Body Part: Hands
Insurance Amount: $4.3 Million
Here’s the background information to utilize for generating the content: [In 2014, goalkeeper Manuel Neuer insured his hands for $4.3 million, recognizing their crucial role in his career as one of the best goalkeepers in the world.]
Who Was the First Celebrity to Insure a Body Part?
Silent film actor Ben Turpin was the first to insure a body part, taking out a $25,000 policy on his famously crossed eyes in the 1920s. This iconic choice started the trend of celebrities insuring their unique physical features.
What Are The Most Commonly Insured Body Parts Among Celebrities?
Among celebrities, the most commonly insured body parts are vocal cords, legs, hands, and fingers. These assets are essential to their performances and careers, often valued in the millions to safeguard their future earnings.
What Happens If a Celebrity Gets His/Her Insured Body Part Damaged?
If a celebrity damages an insured body part, they can file a claim to receive compensation, covering medical expenses, lost income, and other financial losses associated with their inability to perform or fulfill professional commitments.
